Net Worth Calculator
Add up everything you own and owe to find your true net worth. Get a financial health score and key ratios that show exactly where you stand.
Your net worth
$67,000
Assets
$105,000
Liabilities
$38,000
Financial health
Assets
$105,000Liabilities
$38,000Monthly cash flow
Monthly savings
$2,000/mo
Saved to this browser — up to 5 scenarios.
Asset breakdown
401(k) / IRA$50,00048%
Brokerage / investments$20,00019%
Savings / emergency fund$15,00014%
Vehicle value$15,00014%
Checking account$5,0005%
Liability breakdown
Student loans$25,00066%
Auto loan$10,00026%
Credit card debt$3,0008%
Key financial ratios
Savings rate
33.3%
Percentage of income you save each month
Debt-to-income
53%
Total debt as a percentage of annual income
Emergency fund
5.0 months
Months of expenses covered by liquid assets
Wealth ratio
0.9x
Net worth as a multiple of annual income
Solvency ratio
64%
Percentage of assets you truly own
Investment ratio
67%
Portion of assets invested for growth
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