Mortgage Calculator

Estimate your monthly principal & interest, total interest paid, and payoff timeline. Add taxes, insurance, HOA, and extra payments to see a fuller picture.

Loan details

Home price

Down payment (%)Loan amount

These three stay in sync. Edit any one.Interest rate (% per year)Loan term (years)

Compare a second rate

Property tax, insurance, HOA

National averages to start. Edit for your county and state.

Property tax ($/year)

$350.00/mo, tracking home priceInsurance ($/year)

$191.67/moHOA ($/month)

Not included

Saved to this browser, up to 5 scenarios.

Balance over time

From year 21, more of each payment goes to principal than to interest.

Results

Monthly P&I

$2,128.97

Total monthly (PITI)

$2,670.63

Total interest

$446,426.56

Payoff date

360 payments

Most house this budget supports

Tell us your income and we will work out the most expensive home this payment guideline supports.

P&I$2,128.97

Tax$350.00

Insurance$191.67

Your inputs live in the page address, so the link reopens exactly this scenario.

Estimates only. Excludes closing costs, discount points, and future property-tax or insurance reassessments. Your lender's Loan Estimate is the number that counts.

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