Debt Payoff Calculator

Enter all your debts and compare the avalanche method (highest interest first) against the snowball method (smallest balance first) to find the right strategy for you.

Your debts

Balance ($)APR (%)Min payment ($)

Extra payments

Recurring extra ($/month)One-time extra ($)Apply one-time in monthMonth 1 = first payment

Avalanche vs Snowball?

Avalanche: Highest APR first. Snowball: Smallest balance first.

Total debt over time

Results

Avalanche

Debt-free in 20 months

Total interest: $967.76

Order: Debt d-1777577896904-qm3gmwf → Debt d-1777577896904-hc2j2ha

Snowball

Debt-free in 20 months

Total interest: $1,086.57

Order: Debt d-1777577896904-hc2j2ha → Debt d-1777577896904-qm3gmwf

Avalanche saves $118.81 in interest.

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